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Ralph Umansky CFP, President of BestPlan Financial Strategies Inc, is an independent life insurance broker with access to a full range of products and services. Ralph was recently awarded the National Quality Award, stability and quality performance of life insurance services to consumers.As a futurist, permanence, for his focused attention on persistency, Ralph has written over 15 articles on improving small business. He has achieved the internationally recognized Certified Financial Planner designation, and is a member of the insurance and financial services industry's elite Million Dollar Round Table organization, Canadian Association of Insurance and Financial Advisors, and Independent Financial Brokers of Canada. He conducts workplace seminars and is available for individual consultation.
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